Still like the R/R on bonds although I just posted this morning (Wed Nov 16th) that /ZB & TLT have rallied into resistance where a pullback is likely. Everyone chides MMA’s in 401k as a bad choice, especially in an inflationary environment due to the negative real/inflation-adjusted returns but assuming we are in a bear market with lower lows still to come either this yr or next, earning 3% tax-deferred is better than losing 20% in equities. Again, a big IF but as of now, that is my outlook for the stock market. Better R/R on bonds & cash in 401k’s right now IMO.

Absolutlely. I meant to cover the semis recently & forgot to including them.Bascially, SOXX just rallied into big resistance which, at minimum, is likely to lead to a tradable pullback & possibly more.